Setting up an emergency fund is one of the easiest ways to build financial security. Essentially a cash reserve, your emergency fund is meant for unplanned payments and lives outside of regular spending.

Building credit can feel like a catch-22. You need a good credit score to qualify for loans and credit cards – yet you need a loan or credit card to build the score itself. Kasheesh put together five beginner-friendly ways to start building your credit score today. 

From rent and critical expenses to those little retail treats, you've been using Kasheesh for it all.

Our Head of Product Pat Flahive shares about what he learned from 10 years at Capital One and why he left to join Kasheesh

Now, you only need your phone and the internet to split your purchases.

Many Kasheesh customers use our platform for one of two reasons: (1) Maximizing points on their credit card purchases (2) Budgeting their spending more efficiently. In both cases, they quickly realize our single-use digital cards are useful for purchases across the board — not just those big-ticket items.

The truth is, we’ve all been using digital cards for a long time now.

Every Kasheesh customer, whether you’re looking to maximize points or budget more efficiently, should review your personal financial goals and tailor our products to your needs.

If you’re not well-informed about credit utilization rates, that can slow you down on your journey toward a better credit score.

If you’re looking to budget more efficiently in the US, you may be doing most of your spending between the 15th and the 30th each month. You get paid around those two dates, and your bills are due on the 1st of the following month.

When we were designing Kasheesh, we discovered tons of credit tricks that we had no idea existed. Now, we know that those tips are crucial — so we’ve built them into our product.

As a consumer, Kasheesh helps you radically improve everyday purchasing power – in addition to helping you budget more efficiently and maximize how you build points and rewards. Kasheesh does this in three primary ways – let’s dive in.