The average person knows to make a minimum payment toward their credit card bill by their monthly due date. For most people, that’s more than enough! At the same time, a lot of perks come with paying off your bill earlier than necessary.

From applying for a credit card to how you use it to when you pay it off, credit cards majorly impact your credit score in so many ways. So, if you’re thinking about opening a new credit card, here are a few pros and cons to consider for your credit score!

If you have loans but no credit card, adding a credit card introduces "revolving credit" to your financial profile. This diversity can demonstrate to lenders your ability to manage various types of credit responsibly.

We all know the drill: make that minimum payment on our credit card bill by the due date. Sounds simple, right? But what if we told you there's a bit more magic to be found in the timing? Let's dive into the perks of being a tad proactive with those payments.

Setting up an emergency fund is one of the easiest ways to build financial security. Essentially a cash reserve, your emergency fund is meant for unplanned payments and lives outside of regular spending.

Financial wellness” is one of those phrases that means different things to different people, so let’s start with our definition.

From rent and critical expenses to those little retail treats, you've been using Kasheesh for it all.

Building credit can feel like a catch-22. You need a good credit score to qualify for loans and credit cards – yet you need a loan or credit card to build the score itself. Kasheesh put together five beginner-friendly ways to start building your credit score today. 

Our Head of Product Pat Flahive shares about what he learned from 10 years at Capital One and why he left to join Kasheesh

Discover how Kasheesh is transforming the payments space. Learn from Delaney Tiger, Head of Affiliate, as she shares her insights on supercharging revenue, value-add affiliate marketing, and Kasheesh's unique approach to empowering users and partners.

Now, you only need your phone and the internet to split your purchases.

Many Kasheesh customers use our platform for one of two reasons: (1) Maximizing points on their credit card purchases (2) Budgeting their spending more efficiently. In both cases, they quickly realize our single-use digital cards are useful for purchases across the board — not just those big-ticket items.

The truth is, we’ve all been using digital cards for a long time now.

Every Kasheesh customer, whether you’re looking to maximize points or budget more efficiently, should review your personal financial goals and tailor our products to your needs.

If you’re not well-informed about credit utilization rates, that can slow you down on your journey toward a better credit score.

If you’re looking to budget more efficiently in the US, you may be doing most of your spending between the 15th and the 30th each month. You get paid around those two dates, and your bills are due on the 1st of the following month.

When we were designing Kasheesh, we discovered tons of credit tricks that we had no idea existed. Now, we know that those tips are crucial — so we’ve built them into our product.

As a consumer, Kasheesh helps you radically improve everyday purchasing power – in addition to helping you budget more efficiently and maximize how you build points and rewards. Kasheesh does this in three primary ways – let’s dive in.

Introducing Kasheesh via Techcrunch

Free digital platform allows anyone to split payment for online purchases across multiple credit, debit and gift cards, in any way they want, reducing interest rate burden

What is Kasheesh via Miles to Memories