Picture this: Your Sephora cart is filled with skincare must-haves, the perfect foundation match, or that viral eyeshadow palette—but your budget (or your credit limit) says, “Not all at once!”. 

Now imagine if you could split the cost between two or more cards? Whether you’re juggling prepaid gift cards, chasing credit card rewards, or just balancing your monthly beauty budget, the good news is, you can.

While Sephora doesn’t natively support splitting payments between multiple cards at their checkout, there’s a simple workaround: Kasheesh. This innovative payment service lets you divide your purchases between up to five cards, so you can shop smarter, not harder. Let’s dive into how it works and why it’s a total game-changer for Sephora fans.

Why Sephora’s Checkout Lacks Payment Flexibility

Sephora, like many retailers, only allows one credit or debit card per transaction. If you have a Sephora Gift Card, you can combine it with a credit or debit card, but that’s the extent of their split card payment options. This limitation can be frustrating, especially for beauty lovers who want to spread out costs or maximize their spending power across multiple cards.

Luckily, you now have Kasheesh, your secret weapon for seamless split payments at any retailer. It gives you the freedom to combine multiple payment methods into a single virtual card that Sephora will accept without question.

How to Split Payments on Sephora [2025 Full Guide]

Kasheesh is a digital payment platform that enables you to combine multiple payment methods—credit cards, debit cards, and prepaid gift cards—into one seamless virtual card. This allows you to bypass Sephora’s one-card limitation while keeping your payment process simple and stress-free.

How It Works: Step-by-Step Guide

1. Sign Up with Kasheesh: Begin by creating a Kasheesh account. The process is simple and includes linking the cards you’d like to use for splitting payments.
   
   
2. Select Your Cards: Choose which cards to combine for your Sephora purchase. Kasheesh allows you to split payments between up to five cards, giving you ultimate flexibility to shop within your means.
   
   
3. Generate a Virtual Card: Kasheesh will create a virtual debit card that represents the total amount from your chosen cards. This card works like any other debit card at Sephora’s checkout.
   
   Pro Tip: For Sephora we recommend using the standard Kasheesh Card (rather than a Single-Use Card) to handle all your ongoing purchases, like restocking your skincare essentials.
   
   
4. Complete Your Purchase on Sephora: At Sephora’s checkout, enter the Kasheesh virtual card details just like a standard debit or credit card. Sephora processes it as a single payment, while Kasheesh distributes the cost across your selected cards in the background.

Benefits of using Kasheesh on Sephora.com

• Afford more, skip the wait: Splurge on beauty products by spreading costs across multiple cards, regardless of the available credit on a single card—perfect for when you’re trying to buy a limited edition item before it goes out of stock.
  
  
• Use your favorite credit cards: Split payments between different credit cards to maximize your points, cash-back rewards, or to reach minimum spending limits to earn sign up bonuses.
  
  
• Keep your credit score in check: Avoid maxing out a single card by distributing the cost, helping you maintain a healthy credit utilization rate.
  
  
• Use every dollar: Got prepaid VISA, AMEX or Mastercard gift cards with small leftover balances? Kasheesh lets you combine them into one seamless transaction, so no dollar goes unused.

Splitting Payments Beyond Sephora

Shopping with Sephora just got smarter–Kasheesh takes the hassle out of paying with multiple payment methods in a single transaction. So stop waiting, and go buy your must-haves from Sephora before they sell out. 

But it doesn’t stop there: Kasheesh works across thousands of retailers, including Amazon, Ulta, and Target. Wherever Mastercard is accepted, Kasheesh has you covered.

Conclusion

Sephora is all about making you look and feel your best, and with Kasheesh, you can shop with that same confidence in your payment choices. By splitting your purchase across up to five cards, you can indulge in your favorite beauty products without overextending a single card or missing out on limited time sales due to limiting credit limits.

From balancing your beauty budget to maximizing rewards programs, Kasheesh is the ultimate payment companion for Sephora lovers. Whether you're restocking essentials, treating yourself to a big-ticket item, or knocking out your holiday gift list, Kasheesh gives you the freedom to pay your way.
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Want to split your Sephora purchase between several credit or debit cards?

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FAQ

Can I use two credit cards to pay on Sephora?

Sephora does not natively support splitting payments between multiple credit or debit cards. Luckily, you can use Kasheesh to create a virtual card that combines up to five of your payment methods, allowing you to split payments at Sephora with ease.

Is Kasheesh safe to use?

Absolutely. Kasheesh uses advanced security features, including encryption and virtual cards, to protect your financial data.

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Disclaimer: Kasheesh is in no way affiliated with the company referenced in this material. All product names, logos, and brands are the property of their respective owners. All company, product, and service marks used in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement. The information in this blog post is accurate as of 5/8/2025 and is subject to change. We do our best to keep our content updated, but we encourage readers to verify any critical details independently, as merchants’ policies and payment options may change over time.