How to Use Multiple Credit Cards for Online Purchases

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The value of personal items that one owns, including savings, investments, and property. One of three factors in credit scoring
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Online shopping and making payments online has become an integral part of our lives, and a question that often arises is whether it's possible to use multiple credit and debit cards for a single online purchase. This could be helpful when trying to stay under your credit limit, or trying to take advantage of deals offered by different cards. Whatever your reason, knowing how to pay with multiple credit cards online comes in handy. In this article we will delve into this topic, exploring the logistics and practicality of using several credit cards online, including how to pay bills with multiple credit and debit cards.

How to Use Multiple Credit Cards for Online Purchases

Using multiple credit cards for a single online purchase can be a bit tricky as most online retailers do not offer this option directly. However, there are a few strategies you can use to achieve this:

1. Split Payments via Kasheesh:

Some online payment services like Kasheesh give you the ability to split any online payment between multiple cards. The way the service works is by letting you link multiple debit and credit cards to your account, which you use to fund a digital single-use card that can be generated in seconds. That single-use card can then be used at any online retailer that accepts Mastercard.

2. Gift Cards:

Another more time-consuming workaround is to buy gift cards with your multiple credit cards. For instance, if you want to purchase an item costing $300, you can buy three $100 gift cards from the retailer using different credit cards. You can then use these gift cards for your online purchase. This option might come in handy in some scenarios, but using a payment service like the one mentioned above is definitely more efficient in most situations.

3. In-Store Pickup:

Some retailers offer an option to reserve items online and pay in-store. You can opt for this method and then use multiple credit cards at the physical store. However, this options obviously negates the convenience of making the purchase online in the first place.

Can You Pay a Bill with Several Credit Cards and Debit Cards?

Paying a single bill with multiple credit and debit cards is generally not a standard option provided by most billers directly. However, there are ways to manage this:

1. Use Payment Services:

Payment Platforms like Kasheesh allow you to pay with multiple cards by linking all your cards in the app or browser extension, which then allows you to fund a digital card that can be used to pay your bill, including utility bills, rent payments, medical bills, car payments, tuition fees, and more.

2. Partial Payments:

Some service providers allow partial payments. You can make multiple partial payments using different credit or debit cards until the total bill is paid off.

3. Bill Management Apps:

While not common, certain bill management apps let you combine various payment methods to settle bills. Check in with your service provider to see what kind of payment methods they offer.

Is There an App to Combine All Credit Cards?

Yes, up until recently there were no solutions for this problem, but thankfully today there is one patent-pending payment app which is designed to give you the ability to split any online purchase across multiple credit and debit cards, and that app is called Kasheesh. 

With Kasheesh you can combine up to 5 credit cards, debit cards, and prepaid VISA & Mastercard gift cards, and you decide exactly how much you want to charge to each card. Kasheesh works anywhere that accepts Mastercard and is available on App Store, Google Play Store, and even as a convenient browser extension.

Learn more about how Kasheesh works and how to sign up here.

Let's see how much your budget
needs Kasheesh
Take a quiz
Term
Capital
Visit Glossary
Meaning
The value of personal items that one owns, including savings, investments, and property. One of three factors in credit scoring
Visit Glossary
You’re not using Kasheesh yet?
Join the Waitlist
No items found.
Let's see how much your budget
needs Kasheesh
Take a quiz
Term
Capital
Visit Glossary
Meaning
The value of personal items that one owns, including savings, investments, and property. One of three factors in credit scoring
Visit Glossary
You’re not using Kasheesh yet?
Join the Waitlist
No items found.
Let's see how much your budget
needs Kasheesh
Take a quiz
Term
Capital
Visit Glossary
Meaning
The value of personal items that one owns, including savings, investments, and property. One of three factors in credit scoring
Visit Glossary
You’re not using Kasheesh yet?
Join the Waitlist
No items found.
Let's see how much your budget
needs Kasheesh
Take a quiz
Term
Capital
Visit Glossary
Meaning
The value of personal items that one owns, including savings, investments, and property. One of three factors in credit scoring
Visit Glossary
You’re not using Kasheesh yet?
Join the Waitlist
No items found.
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