Carrying a credit card balance can negatively affect your credit scores in several ways, and the biggest impact is generally on your credit utilization ratio.

You might no longer use your oldest credit card, but before you decide to close it, it’s crucial to understand the potential consequences on your credit score. The increase in your credit utilization rate and the decrease in the average age of your accounts can negatively affect your score.

While having a higher income can improve your chances of getting approved for a new credit card, it's not the main factor that's considered, and your income does not directly impact your credit score.

Traveling on a budget doesn't mean you have to miss out on beautiful and exciting destinations. Here are ten affordable summer travel spots in the U.S. that offer great attractions and affordable dining options.

The optimal way to pay off multiple credit cards will depend on various factors, such as your current debt levels and what your most urgent financial goals are. Understand how your credit utilization, APR, and balances matter.

'Buy Now, Pay Later' is a term for a short-term installment loan that allows you to split up payments over a few weeks. Learn how BNPL works and the risks and potential benefits of this payment method.

If you're wondering how to raise your credit score fast, even by 100 points or more, we've listed 7 ways to improve your credit score within a few weeks or months.

Credit cards and credit scores are often misunderstood and there are many commonly spread, but incorrect, myths around how these things work. We've debunked nine common misconceptions about credit.

Father’s Day is just around the corner, and we understand how challenging it can be to express your gratitude and appreciation while living on a tight budget. To make responsible gift-giving easier, we’ve rounded up a collection of unique Father’s Day gifts, all under $100. 

Debit vs Credit, what's the difference? Both types of cards offer distinct advantages and drawbacks, we've listed all the Pros and Cons of Debit and Credit cards.

Establishing healthy financial habits early on can help you avoid financial missteps and set you up for a secure future, we've listed ten essential money lessons that every person on their 20s should know.

Medical bills can be incredibly overwhelming and stressful, especially when they come unexpectedly or are higher than anticipated. Fortunately, there are some strategies you can employ to manage and pay off your medical debt effectively.