Streamlining Financial Success: A Software Engineer's Guide to Automating Personal Finances
As a software engineer, I'm all about automating tasks to free up time and effort. And let's face it, personal finances are ripe for automation. Between budgeting, tracking expenses, and managing bills, it's easy to get bogged down in tedious chores. That's why I've been on a mission to automate as much of my financial life as possible.
The first step was automating my savings and investments. I set up automatic transfers to occur on payday, ensuring I pay myself first and consistently contribute towards my financial goals. This eliminates the temptation to spend that money and ensures I stay on track with my long-term plans.
Next, I tackled bill payments. I signed up for autopay for all my regular bills, from utilities to subscriptions. This saves me time from manually logging in and making payments each month, and it also ensures I never miss a due date and incur late fees.
Finally, I leveraged technology to boost my credit score. I started using Kasheesh, a platform that helps you split purchases across multiple credit cards. This allowed me to strategically distribute my spending, keeping my credit utilization ratio low and improving my overall credit score.
Automating my finances has been a game-changer. It's freed up my time and mental energy, and it's given me more control over my money. If you're a software engineer or just someone who appreciates efficiency, I highly recommend exploring how automation can improve your financial life.
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